Real estate agents can offer valuable advice in financial planning and careful home analysis. Buying property for sale in St. George with a realtor’s help will free up your time for golfing or trail blazing.

For Sale in St. George

In the southwest region of Utah near Zion’s National Park and year-round golf courses, lies a beautiful desert oasis. Red rock bluffs, green trees and a white temple make for a serene view when entering St. George on Interstate 15. Although the population numbers 56,382 and the atmosphere is calming, the community grows quickly. Housing options abound here, including condos, town houses, mobile and manufactured homes, new homes, resort and recreation properties and properties bordering golf courses. Besides residential property, commercial and land properties are for sale in St. George. Residential properties in the city sell between $24,000 to $2,500,000.

Buying a Home in St. George

If you want to shop wisely, consider the following counsel before buying a home in St. George.

• Determine how much you can spend on a home for sale in St. George, comparing the various amounts lenders are willing to offer you before trying to purchase a home. If you know how much money you can spend on a property, you can negotiate more effectively with sellers.
• Acquire the help of a professional St. George real estate agent who can represent your home buying interests and assist you in making the best realty transactions.
• Seek eager buyers; they are more likely to give you a good deal on the home because they are in a hurry to move to their new home.
• Pay for a professional inspection to check wiring, heating, plumbing, roofing, etc. before closing a deal to prevent yourself from having to incur any potential hidden costs after purchasing the home.

Financing a Home for sale in St. George

You should determine how much a month you can spend on a mortgage, no more than 28 to 33 percent of your income depending on the size of your down payment, before visiting with a loan officer. This is to prevent yourself from rashly deciding to purchase a dream house on a whim that carries with it an excessive mortgage. You’ll want to take certain questions into consideration when choosing what kind of a loan to get, such as “is it a buyer or a sellers’ market?” “Are interest rates going up or down?” “Will you need a short or long-term loan?” “How long do you plan on staying in the home?” “Will you resell it?” These questions will help determine whether you ought to obtain a fixed rate or an adjusted rate mortgage.

Choosing a St. George Realtor

To help you with financing and to get the most value out of your real estate transaction, you’ll want the aid of a professional realtor. Good realty agents will provide you with the following information when buying real estate for sale in St. George.

• An explanation of what type of agent they are—a buyer’s, seller’s or dual agent.
• A financial strategy, including your budget or how much you can afford, and the type of financing that best suits you.
• Information about market trends, neighborhoods, schools, businesses, government, taxes and communities.
• An outline of the local standard contract for sale and an extra copy of an agenda for you.

By Travis Ludlow

A REALTOR® is a real estate professional who is a member of the National Association of REALTORS®